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Jill has been blogging for Feministe since 2005.
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2 Responses

  1. Lance
    Lance March 30, 2010 at 12:42 pm |

    Open question: Should gender rating be banned from all kinds of insurance, or is health insurance sufficiently different that it’s the exception? Health insurance is the only insurance (as far as I know) where women pay more; men, particularly young men, pay much more for auto insurance, because they cause more accidents, and a bit more for life insurance, since they die sooner. Does it matter whether the gender rating is actuarially sound? My inclination is that actuarially sound gender rating should be allowed in most circumstances, regardless of which gender ends up paying more, but I haven’t really put much thought into the issue.

  2. preying mantis
    preying mantis March 30, 2010 at 1:02 pm |

    “Should gender rating be banned from all kinds of insurance, or is health insurance sufficiently different that it’s the exception?”

    At least in the case of health insurance, it’s a systemically destructive practice even if it’s justifiable on the surface with the argument that women go to the doctor more. Nobody wins when people avoid or delay routine preventative and early-detection care, which is usually what’s pointed to as an explanation for men’s comparative lack of doctor’s visits.

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